Automobile Platform Modules

XpressCredit™


Key Modules

Customer Relationship Manager

  • Focused on loan origination and closing for consumer financed auto loans.

  • Customer tracking, follow-ups, and calendar ensure no one gets "lost in the shuffle" ~ increased sales close.

Portal Integration with Dealertrack

  • Connects qualified consumer dealer applications with lenders based on lender's Eligibility Rules using Soft Pull from 700 Credit.

  • Qualified applications which improved Look-to-Book; focus is on applications lenders can fund; risk mitigation; inexpensive way to acquire customers.

DMS with Autozoom Integration

  • Manage unit acquisition and inventory profitably, sell product on-line or at the dealership, sell most profitable car, F&I Menu; gain consumer financing, loan analysis, dealer profit calculator by lender, legally compliant documents, relieve inventory, accounting

  • Complete dealer backroom operations - One-stop data entry; manage workflow; increase profit per unit sold.

Distributor

  • Person or entity that sells products or services to dealers, lenders or both - allows the person or entity to manage multiple relationships.

  • Increase profit per dealer/lender; manage more dealers/lenders with same staffing; reduction in processing costs.

F&I Menu

  • After-market products - Guaranteed Asset Protection (GAP), Vehicle Service Contract (VSC), and Title.

  • Increase profit for vehicle sold; risk mitigation tools; ensures "clean" title.

Floor Planning Accounting and Tracking

  • For PER and regional floor planning companies - manages, monitors, reconciles and accounts for money extended to dealers - risk mitigation tool.

  • Ensures accurate inventory and accounting for dealer and lender, ensures accurate payment both current and historical

LOS With Dealertrack Integration

  • Decision engine including multiple products, custom scorecards, calculations, credit bureaus, vehicle history/valuations, loan analysis, rating levels, legal contracts, electronic storage.

  • Increased productivity, reduction in processing costs, better customer service; manage workflow, applications originating with Dealertrack.

Marketplace

  • Displays dealer inventory for on-line purchase from consumers or dealers remotely.

  • Virtual marketplace - consumers can purchase and obtain financing from the couch.